Average Car Loan Rates 2024 Usa. See rates for new and used car loans and find auto loan refinance rates from lenders. The average car loan interest rate was 3.86% for new cars, according to experian’s state of the auto finance market report in the fourth quarter 2021.

Updated 11:12 am pdt, september 18, 2024. Comparing the average apr for car loans can help you find the best financing option when you’re ready to buy.